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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
By using this website, www.excelmortgage.biz, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, you should not use the site. The use of this website is governed by the terms and conditions outlined by Excel Mortgage. Your use of the site constitutes an agreement that you accept these terms.
Definitions
Website Access
The information provided on this site is not an invitation or recommendation to purchase any products or services. You should seek independent expert advice before making any decisions. We strive to maintain uninterrupted access to the website, but access may be suspended, restricted, or terminated at any time.
Website Content
We reserve the right to change, modify, substitute, or remove content from this site without prior notice. We are not responsible for the contents of any external websites linked to our site.
All material on this website, including but not limited to design, text, graphics, source code, and software, is copyrighted and owned by Excel Mortgage or its licensors. You may download or print a single copy for personal, non-commercial use. Logos, names, images, and trademarks on the site are proprietary to Excel Mortgage and/or their respective owners. You do not have the right to use any of these assets without permission. By submitting data to the website, you grant us a worldwide, exclusive, royalty-free license to use, copy, distribute, and publish that data.
The content of this site does not constitute an offer to sell products or services. Any application to purchase a product or service represents an offer by you, which we may accept or reject. Information provided on the site does not include complete details of all terms, conditions, and exclusions; these will be detailed in the documents issued to you upon acceptance. Product availability and pricing are subject to change without notice.
User-Submitted Data
We are not liable for data provided by users for display on the site. You are responsible for ensuring the accuracy, completeness, and legality of any data you submit, as well as for keeping it up to date. Any content you upload must be free of viruses or harmful elements. We reserve the right to remove any content we deem inappropriate or harmful. You will indemnify us for any loss resulting from your failure to comply with these terms.
If any provision of these terms is found to be unlawful, invalid, or unenforceable, it will be severed, and the validity of the remaining provisions will not be affected. We may modify these terms at any time by posting changes on the site. Any delay in enforcing our rights does not waive those rights for future breaches.
This website is provided “as is” and “as available.” We make no warranties, express or implied, regarding the operation of the site or the information, content, or products available through it. You agree that your use of the site is at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the site, its servers, or emails sent from us are free of viruses or other harmful elements. We disclaim responsibility for the continuity, accuracy, and reliability of the service. We are not liable for any damages resulting from the use of this site, including direct, indirect, incidental, punitive, or consequential damages.
Limited Liability
We take reasonable steps to ensure the accuracy of data on this website but do not monitor or verify third-party submissions. To the extent allowed by law, we disclaim all warranties regarding the accuracy of the site’s content. We are not liable for any losses arising from the use of the website or its information, including indirect or consequential losses such as loss of profit, business, or reputation.
The products and services described on this site are available only to U.S. residents. The terms and conditions are governed by U.S. law, and any disputes will be subject to the jurisdiction of U.S. courts.
The information and materials on this site are subject to change. Not all products and services are available in all geographic areas, and eligibility is subject to Excel Mortgage’s final approval. Any information you provide to Excel Mortgage through this site will become its property, and we are free to use any ideas, concepts, or methods you provide. Excel Mortgage is not obligated to maintain confidentiality regarding submitted information unless explicitly agreed or required by law.